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The following are terms of a legal agreement between you and IBM. By accessing, browsing, or using this Web site, you acknowledge that you have read, understood, and agree to be bound by these terms and to comply with all applicable laws and regulations, including export and re-export control laws and regulations. If you do not agree to these terms, please do not use this Web site. IBM may, without notice to you, at any time revise these Terms of Use and any other information contained in this Web site by updating this posting. IBM may also make improvements or changes in the products, services, or programs described in this site at any time without notice. General This Web site contains proprietary notices and copyright information, the terms of which must be observed and followed. Please see the tab entitled “Copyright and trademark information” for related information. This site and all content in this site may not be copied, reproduced, republished, uploaded, posted, transmitted, distributed, or used for the creation of derivative works without IBM's prior written consent, except that IBM grants you non-exclusive, non-transferable, limited permission to access and display the Web pages within this site, solely on your computer and for your personal, non-commercial use of this Web site. This permission is conditioned on your not modifying the content displayed on this site, your keeping intact all copyright, trademark, and other proprietary notices, and your acceptance of any terms, conditions, and notices accompanying the content or otherwise set forth in this site. Notwithstanding the foregoing, any software and other materials that are made available for downloading, access, or other use from this site with their own license terms, conditions, and notices will be governed by such terms, conditions, and notices. Your failure to comply with the terms, conditions, and notices on this site will result in automatic termination of any rights granted to you, without prior notice, and you must immediately destroy all copies of downloaded materials in your possession or control. Except for the limited permission in the preceding paragraph, IBM does not grant you any express or implied rights or licenses under any patents, trademarks, copyrights, or other proprietary or intellectual property rights. You may not mirror any of the content from this site on another Web site or in any other media. Certain disclaimers Information on this Web site is not promised or guaranteed to be correct, current, or complete, and this site may contain technical inaccuracies or typographical errors. IBM assumes no responsibility (and expressly disclaims responsibility) for updating this site to keep information current or to ensure the accuracy or completeness of any posted information. Accordingly, you should confirm the accuracy and completeness of all posted information before making any decision related to any services, products, or other matters described in this site. IBM provides no assurances that any reported problems will be resolved by IBM, even if IBM elects to provide information with the goal of addressing a problem. Forward-looking and cautionary statements Except for historical information and discussions, statements set forth throughout this web site may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 or other applicable laws. These statements involve a number of risks, uncertainties, and other factors that could cause actual results to differ materially, as discussed in the company's filings with the U.S. Securities and Exchange Commission. See the “SEC filings” tab under “Investor relations” on this Web site for copies of such filings. Confidential information IBM does not want to receive confidential or proprietary information from you through our Web site. Please note that any information or material sent to IBM will be deemed NOT to be confidential. By sending IBM any information or material, you grant IBM an unrestricted, irrevocable license to copy, reproduce, publish, upload, post, transmit, distribute, publicly display, perform, modify, create derivative works from, and otherwise freely use, those materials or information. You also agree that IBM is free to use any ideas, concepts, know-how, or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law. Personally-identifiable information that you submit to IBM for the purpose of receiving products or services will be handled in accordance with our privacy policies. Please see the tab entitled “Privacy” for information regarding IBM’s privacy policies. U.S. government restricted rights IBM provides the software downloaded from this Web site to U.S. Government users with “RESTRICTED RIGHTS." Use, reproduction, or disclosure is subject to the restrictions set forth in IBM’s GSA ADP Schedule contract. Global availability Information IBM publishes on the World Wide Web may contain references or cross references to IBM products, programs and services that are not announced or available in your country. Such references do not imply that IBM intends to announce or make available such products, programs, or services in your country. Please consult your local IBM business contact for information regarding the products, programs, and services that may be available to you. Business relationships This Web site may provide links or references to non-IBM Web sites and resources. IBM makes no representations, warranties, or other commitments whatsoever about any non-IBM Web sites or third-party resources (including any Lenovo Web site) that may be referenced, accessible from, or linked to any IBM site. A link to a non-IBM Web site does not mean that IBM endorses the content or use of such Web site or its owner. In addition, IBM is not a party to or responsible for any transactions you may enter into with third parties, even if you learn of such parties (or use a link to such parties) from an IBM site. Accordingly, you acknowledge and agree that IBM is not responsible for the availability of such external sites or resources, and is not responsible or liable for any content, services, products, or other materials on or available from those sites or resources. When you access a non-IBM Web site, even one that may contain the IBM-logo, please understand that it is independent from IBM, and that IBM does not control the content on that Web site. It is up to you to take precautions to protect yourself from viruses, worms, trojan horses, and other potentially destructive programs, and to protect your information as you deem appropriate. Linking to this site All links to this Web site must be approved in writing by IBM, except that IBM consents to links in which the link and the pages that are activated by the link do not: (a) create frames around any page on this Web site or use other techniques that alter in any way the visual presentation or appearance of any content within this site; (b) misrepresent your relationship with IBM; (c) imply that IBM approves or endorses you, your Web site, or your service or product offerings; and (d) present false or misleading impressions about IBM or otherwise damage the goodwill associated with the IBM name or trademarks. As a further condition to being permitted to link to this site, you agree that IBM may at any time, in its sole discretion, terminate permission to link to this Web site. In such event, you agree to immediately remove all links to this Web site and to cease using any IBM trademark. Translations Certain text in this Web site may be made available in languages other than English. Text may be translated by a person or solely by computer software with no human intervention or review. These translations are provided as a convenience to you, and IBM makes no representations or commitments regarding the accuracy or completeness of the translation, whether or not computer-generated or performed by a person. Please see the below Disclaimer of Warranty for additional conditions. DISCLAIMER OF WARRANTY USE OF THIS SITE IS AT YOUR SOLE RISK. ALL MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, AND SERVICES ARE PROVIDED "AS IS," WITH NO WARRANTIES OR GUARANTEES WHATSOEVER. IBM EXPRESSLY DISCLAIMS TO THE FULLEST EXTENT PERMITTED BY LAW ALL EXPRESS, IMPLIED, STATUTORY, AND OTHER WARRANTIES, GUARANTEES, OR REPRESENTATIONS, INCLUDING, WITHOUT LIMITATION, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY AND INTELLECTUAL PROPERTY RIGHTS. WITHOUT LIMITATION, IBM MAKES NO WARRANTY OR GUARANTEE THAT THIS WEB SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE. YOU UNDERSTAND AND AGREE THAT IF YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIALS, INFORMATION, PRODUCTS, SOFTWARE, PROGRAMS, OR SERVICES, YOU DO SO AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES THAT MAY RESULT, INCLUDING LOSS OF DATA OR DAMAGE TO YOUR COMPUTER SYSTEM. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. LIMITATION OF LIABILITY IN NO EVENT WILL IBM BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES OF ANY TYPE WHATSOEVER RELATED TO OR ARISING FROM THIS WEB SITE OR ANY USE OF THIS WEB SITE, OR OF ANY SITE OR RESOURCE LINKED TO, REFERENCED, OR ACCESSED THROUGH THIS WEB SITE, OR FOR THE USE OR DOWNLOADING OF, OR ACCESS TO, ANY MATERIALS, INFORMATION, PRODUCTS, OR SERVICES, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOST SAVINGS OR LOSS OF PROGRAMS OR OTHER DATA, EVEN IF IBM IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS EXCLUSION AND WAIVER OF LIABILITY APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED ON CONTRACT, WARRANTY, TORT, OR ANY OTHER LEGAL THEORIES. Additional or different terms, conditions, and notices may apply to specific materials, information, products, software, and services offered through this Web site. In the event of any conflict, such additional or different terms, conditions, and notices will prevail over these Terms of Use. Please see the applicable agreement or notice.

Copyright and trademark information

© Copyright IBM Corporation 1994, 2013.

U.S. Government Users Restricted Rights - Use, duplication or disclosure restricted by GSA ADP Schedule Contract with IBM Corp.

IBM Web site pages might contain other proprietary notices and copyright information that should be observed.

• IBM trademarks
• Fair Use guidelines for use and reference of IBM trademarks
• General rules for proper reference to IBM product names

• Special attributions
• Other IBM company attributions

IBM trademarks

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z, Numeric, Logos and design marks

Trademarks owned by IBM

This is a current listing of United States trademarks owned by International Business Machines Corporation ("IBM") and might also be trademarks or registered trademarks in other countries. Please note that laws concerning use and marking of trademarks or product names vary by country. Always consult a local attorney for additional guidance.

Not all common law marks used by IBM are listed on this page. Because of the large number of products marketed by IBM, IBM's practice is to list only the most important of its common law marks. Failure of a mark to appear on this page does not mean that IBM does not use the mark nor does it mean that the product is not actively marketed or is not significant within its relevant market.

Those trademarks followed by ® are registered trademarks of IBM in the United States; those followed by ™ are trademarks or common law marks of IBM in the United States.

This list is not a comprehensive list of all IBM trademarks.

Last Updated: April, 2013
Next Update: May, 2013

A

AbilityLab™
Accenx®
ActiveInsight®
Active Cloud Engine™
Active Memory™
ADDME™
Advanced Micro-Partitioning™
Affinium Netinsight®
AFP Font Collection for S/390™
AFS™
AGLETS®
Ahead of the Threat®
AIX®
AIX/ESA®
AIX/L®
AIX 5L™
AIX PVMe™
Algo®
Algo Collateral®
Algo Credit®
Algo Financial Modeler®
Algo FIRST®
Algo Foundation™
Algo Market®
Algo One®
Algo OpVar®
Algo Risk®
Algorithmics®
ALLOCATIONXPERT®
AlphaBlox®
alphaWorks®
Analyst’s Notebook®
Answertree®
AnyNet®
APL2®
APL2/6000®
Application Advantage™
Application Region Manager™
Application System/400®
Applications on Demand®
Applix®
AppScan®
Approach®
Argus®
AS/400®
AS/400e™
Ascential®
Ascential Enterprise Integration Suite®
Ascential QualityStage®
ASSETNET®
Association/400®
ASSORTMENTXPERT®
Audiovation®
Axiant®

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B

Balanced Warehouse®
BatchPipes®
BCASE: IBM Business Partner Sales Enablement App for Midsize Business™
BigFix®
BigInsights™
Bio-Dictionary®
Blade Network Technologies®
BladeCenter®
BladeCenter iSCSI Bladeboot™
Bladeharmony®
Blox®
Blue Gene®
Blue Gene®/L
Blue Gene®/P
Blue Gene®/Q
Blueworks Live™
BNT®
BookManager®
BookMaster®
BooleDozer™
BoolesEye™
Build Forge®

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C

C BEAM®
C-ISAM®
C++/MVS™
C++/VM™
C/MVS™
C/VM™
C/370™
Calibrated Vectored Cooling™
CallFlow®
Campaign Designer™
Campaign Designer Marketing Link™
Cast Iron®
CGOC™
Changing The Rules Of Business®
ChipBench™
Chiphopper™
CICS®
CICS Connection®
CICS Explorer®
CICS/6000®
CICSPlex®
Clarity 6™
Clarity FSR™
Clarity.Confidence.Control®
ClearCase®
ClearCase MultiSite®
ClearDDTS®
ClearQuest®
Clementine®
Click to Cloud™
CloudBurst®
Clusty®
Cobion®
Cognos®
Collaboration Agenda®
Collaborative Innovation®
Command Center®
Common Platform®
Communications System for Windows NT™
Component Business Model™
Confignia®
Connect3®
Continuus™
Cool Blue®
COPLINK®
COPSYNC®
CoreConnect™
Coremetrics®
CPLEX®
CrossAccess®
Cube Views®
Current®
Customer Capable™
Cyanea within®

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D

DAMOCLES®
Data Ace™
Data Center Family®
Data Collection Services™
Data Collection Solution™
Data Drives Business®
DataBlade®
DataCenter Technologies®
DataMirror®
DataMirror Transformation Server®
DataPower®
DataRefresher™
DataStage®
DB2®
DB2 Connect™
DB2 Client Application Enablers™
DB2 Extenders™
DB2 OLAP Server™
DB2 Universal Database™
DCConnect™
Decade of Smart™
Decision Advantage™
Defect Reduction Method™
DEMAND BETTER®
DemandBetter®
DemandTec®
DEMANDXPERT®
Destination Z™
developerWorks®
DIA Data Integrity Assurance®
Diligent®
Diligent Technologies®
DirectTalk®
DirectTalk/2™
DirectTalk/6000™
DirMaint™
DisplayWrite®
Distributed Database Connection Services®
Distributed Relational Database Architecture™
Document Retrieval Assistant™
Domino®
DOORS®
DRDA®
DS4000®
DS6000™
DS8000®
DualStor™
DXT™
DXT/D1™
Dynamic Connect®
Dynamic Infrastructure®
DYNIX/ptx®

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E

EasySync®
Easy Tier®
ECKD™
EdgeMethods™
EinsTimer™
Electronic Service Agent™
Emptoris®
EnergyScale™
Enterprise Document Management System™
Enterprise Storage Server®
Enterprise Workload Manager™
ESCON®
eServer™
ETEWatch®
EtherJet™
Everyplace®
Express®
Express Advantage®
Express Middleware™
Express Portfolio™
Express Servers™
Express Servers and Storage™
Express Services™
Express Storage™
eXtended I/O™
Extreme Blue®

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F

FDPR®
FFST™
FFST/2™
FICON®
FileNet®
First Failure Support Technology™
First Failure Support Technology/2™
First Run™
Fixlet®
FlashCopy®
FlashSystem™
Focal Point™
Freelance Graphics®
Full Economy Model™

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G

GDDM®
GDPS®
Genelco®
Genelco Administration+®
Gelco Claims+®
Genelco Enterprise Suite+®
Genelco Group+®
Genelco Groupweb+®
Genelco Ledger+®
Genelco Life+®
Genelco Payout®
Genelco Lifeview®
Genelco Reinsurance®
Geographically Dispersed Parallel Sysplex™
geoInterface™
GigaProcessor™
Global Business Services®
Global Innovation Outlook™
Global Process Management Framework™
Global Technology Services®
GPFS™
Green Sigma™
Greenhaviour®
GuardedNet®
Guardium®
GXT1000™
GXT150L™
GXT150M™

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H

HACMP™
HACMP/6000™
HelpCenter®
HelpWare®
Healthlink Connect®
HiperSockets™
Hiperspace™
HyperFactor®
Hyperfactor Technology®
HyperSwap®

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I

i2®
i5/OS™
IA®
IBM®
IBM 5 in 5™
IBM Agility@Scale®
IBM Certified Used Equipment™
IBM Clarity 7™
IBM Club®
IBM Component Business Model™
IBM Consumer Wallet™
IBM Diagnostics View™
IBM Enterprise IT Financing Facility™
IBM Factory Operations Executive™
IBM FlashSystem™
IBM Flex System™
IBM Flex System Manager™
IBM Flexible Credit™
IBM Next Five in Five™
IBM Payments Directors Gateway™
IBM Payment Registry™
IBM Payment Server™
IBM PowerXCell™
IBM Project Financing™
IBM Process Reference Model for IT™
IBM Public Health Solution for Disease Surveillance and Management®
IBM PureData™
IBM Receivables Purchase™
IBM Registry™
IBM Service Management Model™
IBM Service Management Solutions™
IBM Services Reference Model for IT™
IBM SmartCloud®
IBM Solution Connection™
IBM Speech to Speech Translator™
IBM Systems Director Active Energy Manager™
IBM TotalStorage® Proven
IBM Virtual Innovation Center™
IBM Watson™
ibm.com®
Icing®
iCluster®
iDataPlex®
iDeliver®
ILOG®
ILOG Elixir®
I-Logix®
ImagePlus®
Impromptu®
Improvement Driven Organization®
IMS™
IMS/ESA®
Independence Series®
Information Agenda®
Information on Demand®
Information Optimized®
Informix®
InfoSphere®
Initiate®
Initiate Identity Hub®
Initiate Master Data Service®
Initiate Systems®
Ink Manager®
InnovationJam®
iNotes®
INotion®
Integrate in Days®,
Integrated Language Environment®
Integrated Systems Solutions®
Intelliclose®
Intelliden®
Intelligent Cluster™
Intelligent Miner®
Intelligent Device Discovery®
IntelliStation®
IntelliWatch®
IntelliWatch Pinnacle®
iSeries®
Iterations®

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J

Jazz™
Joint Packaging Platform™
JStart®

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K

KEYMRO®
Know Your Risk®
Kyanite™

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L

LAN Distance®
Language Environment®
LanguageWare®
Learning Solutions®
Let's Build A Smarter Planet®
Lexiquest®
Linear Tape File System™
LiveAudit™
LoadLeveler®
LogicNet®
LogicNet Plus®
Logictools®
Logiscope®
Lombardi Blueprint®
Lombardi Teamworks®
Lotus®
Lotus Discovery Server®
Lotus Enterprise Integrator®
Lotus FastSite®
Lotus Foundations®
Lotus Knows®
Lotus Notes®
Lotus Organizer®
LotusLive™
LotusLive Notes™
LotusScript®
Lotusphere®
LOVEM®
LSF®
LSF ACTIVECLUSTER®

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M

M FACTOR®
Magstar®
Make It All Count®
Making the World Work Better®
Managing the World's Infrastructure®
Many Eyes®
Mark-to-Future®
MARKDOWNXPERT®
Maximizing IT Values®
Maximo®
Measure What Matters®
Mentorplace®
MetaArchitect®
MetaBroker®
Metrica®
Micromuse®
Micro-Partitioning®
Mobile Notes®
Monitoring On Demand®
Mono-Lith®
Mote Runner®
MQIntegrator®
MQSeries®
MVS™
MWAVE®

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N

NameGenderizer®
NameParser®
NameTransliterator®
NameVariationGenerator®
Net.Data®
Net.Genesis®
Netcool®
Netfinity®
Netinsight®
Nettracker®
NetView®
Nextra™
Nitix®
NMotion®
NoID™
Notes®
NUMA-Q®

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O

Objectgrid®
OfficeVision®
OMEGAMON®
OMEGAVIEW II®
Omnicloud™
Omniconnect™
OmniFind®
OnForever™
On Demand Community®
On-File™
On-Mail™
Open Class®
Open Power™
OpenPages®
OpenPower™
Operating System/2®
Operating System/400®
Optim™
Orchestrate®
OS/390®
OS/400®

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P

Passport Advantage®
Parallel Sysplex®
PartnerWorld®
PASW®
PASW the Predictive Analytics Company®
Performance Inspector™
Perpetual Analytics®
PetroConnect™
PLANNINGXPERT®
Poet®
Policy Tester®
Power®
POWER®
POWER6®
POWER6+™
POWER7®
POWER7 Systems™
POWER7+™
POWER8™
Power Architecture®
Power Cube®
Power Everywhere®
POWER Hypervisor™
Power Series®
Power Systems™
Power Systems Software™
PowerExecutive™
PowerHA®
PowerHouse®
PowerLinux™
PowerNP™
PowerOpen™
PowerPC®
PowerPC 604™
PowerPC 750™
PowerPlay®
PowerPRS™
PowerSC™
PowerVM®
POWER2 Architecture™
Print Services Facility™
PrintManager™
PrintWay™
ProcessMaster®
Processor Resource/Systems Manager™
ProductPac®
Profit Seeker®
PROFS™
Project Conductor®
ProjectConsole™
PROLAP®
ProMap4®
PROMOTIONXPERT®
Prospect®
Protect More. Store Less®
ProtecTIER®
Proventia®
Proviso®
PR/SM™
pSeries®
PureApplication™
pureCluster™
PureCoverage®
PureData™
PureExperience™
PureFlex™
pureQuery®
pureScale®
PureSystems™
Purify®
PurifyPlus™
pureXML®

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Q

QMF™
QualityStage®
Quancept®
Quantify®
Query Management Facility™
Quickr®

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R

RAA®
RACF®
Rackonomics®
RackSwitch™
Rapidimpact®
Rational®
Rational Apex®
Rational Developer Network®
Rational Rose®
Rational Team Concert™
RDN®
Reading Companion®
Ready Pack for Cloud™
ReadyPack™
Realhunter®
Real-time Compression™
Real-time Compression Appliance™
Redbooks®
Red Brick®
Red Brick Vista®
Regency Services®
Relevance Engine®
REPLENISHXPERT®
RequisitePro®
Resource Link®
Resource Measurement Facility™
RETAIN®
Rhapsody®
RiskWatch®
RISQL®
RIVERMINE®
Riversoft™
RMF™
RPG/400®
RS/6000®
RT Personal Computers®
Rytrak®

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S

s3®
S390-Tools™
S/390®
S-TAP®
Sametime®
SamplePower®
SANergy®
Scade™
Scalable POWERparallel Systems®
ScriptAssure®
Search Done Right®
SecurityFusion™
Server Mobility®
ServerProven®
Service Director™
Service Request Manager®
ServicePac®
ServiceSuite®
Seven Keys To Success®
SHOPALYTICS®
ShowCase®
SiteCheck®
SiteProtector™
SlamTracker™
Smart Oil®
SMART SOA®
SMART SOA Social Network™
Smart Traffic®
SmartConnect®
Smarter Analytics™
Smarter Banking®
Smarter Cities®
Smarter Cities Challenge®
Smarter Commerce™
Smarter Energy®
Smarter Healthcare®
Smarter Oil®
Smarter Planet®
Smarter Public Safety®
Smarter Traffic®
Smarter Water®
Smartmodels®
SmartSuite®
Socially Forward Business™
SoDA®
SoftAudit®
Software as Services™
Software Mall®
Solid®
solidDB®
SOMobjects®
SOX Express®
Speed Teams™
SPSS®
Statemate®
STOP TALKING START DOING™
Storage Tank®
Storwize®
SureBase™
SureMark™
SurePoint™
SurePOS™
SurfAid Analytics®
Symphony®
SysBack®
Sysplex Timer®
System i®
System i5®
System p®
System Proven™
System p5®
System Storage®
System Storage DS®
System x®
System z®
System z9®
System z10®
SystemMirror®
SystemPac®
Systems Application Architecture®
Systems Director VMControl™
SystemView®
System/390® 

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T

TCS®
TDMF®
Teamworks®
TechConnect®
TestMate®
The Experience of Now®
The Greater IBM Connection™
The New Era of Risk Management®
The Next Utility®
TheSmarterCity®
THINK®
Think Express®
ThinkPlace®
Tivoli®
Tivoli Enterprise Console®
Tivoli Storage Manager FastBack®
TM1®
Totalogistics®
TotalStorage Proven™
Transformation Server®
Transforming Assets into Business Value™
TRIRIGA®
Trusted Source of Network Truth®

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U

UC²®
Unica®
UniData®
Unyte®

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V

Value Pack™
Velocity™
Ventures in Collaboration™
Verilog™
ViaVoice®
VIPitech®
Virtuo™
Virtual Patch®
Visibility Control Automation™
VisualAge®
Vivisimo®
VMready®
VTAM®
VTF®

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W

WebCPO®
WebDialogs®
WebInterpoint®
WebIntertalk®
Websynergy™
WebSphere®
What's Your AQ®
Wheelwriter®
wIntegrate®
Word Pro®
Workload Partitions Manager™
World Community Grid®
WPM®
WSSRD®

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X

X-Architecture®
X-Force®
XDE®
XIV®
XML Architect®
xSeries®

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Z

z9®
z10™
z/Architecture®
z/OS®
z/VM®
z/VSE®
zEnterprise®
zPDT®
zSecure™
zSeries®

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Numeric

1-2-3®
400®

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Logos and design marks

accessiblilityWorks®
Ai® logo
AIS APPLIED INTELLIGENCE SOLUTIONS® and device
AIX/L®
AIX 6™
AlertCon™
Algo TH!NK®
Algorithmics Ai®
AlphaBlox®
B® device
Coremetrics®
DB™
DB/QUICKCHANGE™
D® and device
DataPower®
EdgeMethods™
EMPTORIS® and device
XCITEC® and device
Flame Logo (Watchfire)®
Healthlink®
i2® logo
IBM®
IBM Business Partner®
IBM Peel-Back®
IBM TotalStorage® Proven
Initiate®
KEYMRO®
Lombardi®
Lombardi Blueprint®
Lombardi Services®
Lombardi University®
MDp®
Micromuse®
MRO Software®
On Demand Community®
OpenPages®
Planet Icon®
PowerPC®
REBUS®
Redbooks®
S3®
Storwize®
THINK®
Tivoli®
Tivoli Business Partner™
U®
Watson Avatar™
Watson Large Thinking Animation™
Watson Small Thinking Animation™
World Community Grid®
WSSRD®

Introduction to the best and worse privacy policies and terms of service statements on the web.

THIS IS NOT MY TERMS OF USE & SERVICES OR MY PRIVACY POLICY. THOSE can always be found on the bottom of all my pages.

THE HUSH BRAND ORIGINATED FROM THE IDEA THAT ALL PRIVACY POLICIES AND TERMS OF SERVICE POLICIES SHOULD BE MOSTLY SIMILAR IN NATURE. COST SHOULD NEVER BE WITHELD NOR ANY PURPOSE TO HARM THE CONSUMER IN AN INHUMANE WAY SUCH AS HOLDING BACK DISPUTED FUNDS AS IF THE INSTITUTION EVER OWNED THE MONEY IN THE FIRST PLACE. IF ANYTHING, BEFORE I GET CHARGED BY A COMPANY, I WANT IT PROVEN THAT THE CHARGE IS LEGITIMATE. SEEMS ONLY FAIR RIGHT? SO, WHY THEN IS IT NOT LIKE THAT? AS OF 12/11/12, IT IS FOR ME. Please see my personal "WEconnectContract" that you can find on all my sites as well. This blog is going to present one Corporate terms of use/service and privacy policy per day. They are incredibly lengthy, even more so that this one, so get ready to find out what kind of legal deals you're are supposedly entering whenever hopping on a site. 

I, Virginia Hush (pseudo name), hereby agrees to keep all privacy policies and terms of service or use, to a maximum of 1,000 words each and in a readable font of at least 14 point size. I hereby disclaim any previous agreements made with a company through a website that has hidden their policies in such a manner as to deter a consumer from viewing it. Also, if any part of the policy that is deemed a major part of the policy has an ongoing history of being changed without offering its consumers fair notice. I do not and never will agree to a one sided contract. A once sided contract states all of the rights of the company and attempts to hold themselves indemnifiable of any outcomes from using their service, site, product, etc. These also state only the very few rights of the consumer and tend to leave out a physical address or contact number, as if once again purposely attempting to deter a consumer from making a complaint. All large companies should list a physical address for legal purposes such as serving a subpoenas for court action. I am not just a business, I am an individual with a right to share my views, I will not allow a button to extort me into a company's power. No license will control me because this is my contract that I publicly announce as my own terms of service and use of the internet, as well as my expectations of decent privacy policies to be custom across all sites. If I wish to make such a partnership deal or become affiliated with another company, it is assumed that the company would not solicit such relations, with a terms of use and privacy policy that does not hold these simple standards for the ethical treatment of humans, and it will be enforceable only by physical, scanned or faxed contract, with my personal physical signature. A PDF Signature is sufficient as well. Check Marks Do Not Constitute My Signature or acceptance of payment NO MATTER WHAT. Until consumers and small businesses are equipped with recordable equipment for phone calls, the tracking and monitoring rights for advertisement purposes and a contract drawn up and placed on a companies merchant account, there will be no agreement of a binding relationship with a company that clearly states a term of service, licensing, or privacy policy that is constantly changing or cannot be deciphered in the first place.

Privacy Policies have long lost their value, when they all should carry a universal message and promise. From this day forward, I will assume in the most charismatic way that every privacy policy will be written and treated as seriously as the privacy expected in return. Should acts occur that break this very simple process of respect and appreciation of humankind, the company cannot post a claim against me or any other group member who posts a similar claim. For that sake alone, this WeConnect Contract may be copied and posted to any any site that demands the same level of courtesy. We are all adults here and should be treated as such. Understanding that changes may occur, no such changes should affect an individual harshly enough to the point they would fall into a financial hole, that is humanly impossible to climb out of. There are also problems arising with Identity theft and Fraudulent Charges being placed as a result of this negligence. This will be stopped, as of now. There will be no more credit reporting about a charge in dispute. There is not a single person who is allowed to cancel a dispute claim, except for the disputer. There is also no reason that a person should pay a percentage rate of 30% or more on any single credit card. Currently, fees are treated separately, however, in my experience, these fees are rarely disclosed and when they are, you'd be lucky to be able to understand it, let alone read it.

No one can possibly read all the policies and changes made to every website they visit every day and still expect to be productive. Companies would suffer and revenue and productivity would suffer. I have no problem fixing anything that needs to be fixed or giving credit to an offended individual. Honestly, nothing ever has to go beyond a simple conversation in cases like that.

Traut vs. Credit Cards 2008
Credit card companies, had been harassing this young woman for as long as she could remember. Making payments on time and monthly, was not enough to hold her from being defaulted to an outrageous rate of 29.95%. The absolute maximum that the government would allow a credit card to charge as interest. Nothing is mentioned about the additional fees that companies take on in secret, subtle and manipulative ways. Here the credit card companies saw one account was in default and the rest followed like dominoes? Why? She asks. The answer, "You hold high balances". "But I'm not over the limit, so why does that matter?" We consider it a risk and that you do not know how to budget your cash." "I'm an alcoholic and half of my charges are for alcohol. Wouldn't you have found me at risk from the start?" The response, "Well in that case you should really not be charged this much for your cards." "But you let me. As a matter of fact, if it weren't for your credit cards and cash advance checks that you send me every month, I may not even be an alcoholic right now. There would be no way for me to afford it." "Well, I'm sorry, but there's nothing I can do in terms of lowering your interest rate or waiving any fees." "Yes there is, you just choose not to. And the reasoning is completely backwards. You're punishing someone who makes on time payments, but you say won't be able to pay off the full debt. Aren't you kind of sealing that fate for me? "You're begging me to file bankruptcy and then you won't see a dime." 
Two years later, she filed bankruptcy and was finally saved from making $500-800 monthly payments on credit cards alone. Unfortunately, a new line of fraud drew in with huge annual fees, but guaranteed approval and the assurance of building up good credit in a short period of time. The same creditors that just lost all their money in a bankruptcy, begged her join for $75/yr and a credit limit of $200. Now, let's talk about banks. She had no problem keeping accounts, but no matter the length of loyalty time with a bank, mattered not. Overdraft fees were set up in reverse order, just to accumulate more, and therefore, bankrupt the same person twice, for no other reason than they knew they could.
The concern here, is why did no one bother to wonder why the debt was so high. That debt alone is usually seen with people who own homes or have student loans. This was ALL credit cards. An approval of 30k in credit and an amount due of 27k. The only way those payments were made every month were through cash advance checks. So in essence, the money just went back and forth from one account to another.  What could be done differently? What wasn't working? A one way relationship does not work with anything or anyone. Without communication and the willingness to listen, there will never be an understanding. Should alcohol be allowed to be charged to credit cards? Should we be allowed to pay credit cards with other credit cards? Should annual fees be included in the calculation of the APR?

The government altered their laws about credit cards almost immediately after she filed bankruptcy, and for the exact same reason that she was put in the dreadful position in the first place. Apparently, enough people complained and that's how a law was changed. Sure, this is helpful. But what about the bankruptcy, the new cards that were already holding  a high balance just because of the annual charge that is initially assessed. Well, the debtors are still waiting for an answer on that one. 5 years later, the banks, our trusted FDIC banks have successfully taken ownership of every piece of personal information about its customer, that it could make sure a person never saw another paycheck again. But that's only to say a company would actually be so downright dirty. Well, unfortunately, there are such people and they are running our stock markets, major corporations and advertisements. These three combinations are essentially what people use to measure their worth, trust in business relationships, and essentially, how people decide to spend their money. A few companies with that much power, and we gave it to them as if we didn't have a choice. As if they have the qualifications to determine who will survive and who will become extinct. That's not part of my future. My future is defined right here and right now, before you and hopefully with you.

Terms of Service or Use
A company must realize, that no matter how wealthy they may be right at any given time, it is because of the loyalty of the consumer, that the wealth either maintains or grows. Just as in the privacy policies, the Terms of Service or Use should be pretty much identical across the board. Consumers must also realize that without large companies, great non-profit benefits and global connections would not be in place. Again, a mutual understanding is key here. However, if at any time, it becomes obvious that bullying is taking place between a large corporation and an individual or small to medium business, the large corporation shall lose all its abilities to make decisions and back down as the authoritative rightful owners of your hard earned money. It's the micro economy that actually owns the macro economy. The little ones, so to speak, have a great deal more power than any public company could ever dream of having. All it takes is one flick of a switch, one transfer from an intelligence operator or ethical hacker. If only we hadn't been burdened by the belief that we are less than. As if our money IS in fact the banks and not ours. If there cannot be a reasonable amount of respect, then I'll stick cash. It's illegal to not accept cash, so there's another issue. Most places companies require check or debit card payments only. Since when did that become a law? If I want to rick sending in cash, I'll risk sending in cash. Believe me, I'm pretty sure I'd still be saving money even if the cash were claimed lost several times.

Last but not least, slavery was abolished a long time ago. How are we letting ourselves be slaves to a dying country based on a few houses of representation, senate and/or congress votes that are basically dreamt up by one man or woman? If we are citizens, then we are a part of this country. No corporation can own an individual unless that individual willingly agrees to be owned. That is the last of my WeConnectContract. I will not be owned and nor will my copyrights. I, VirginIA Hush, will always have sole ownership unless you see my legal name physically signed to a contract in PDF format. Tampering of such documents is easy to detect and will be immediately ignored. Legal name is strictly confidential for purposes of identity theft.

If you are an organization or company that would like to adopt these principles and have the same respect offered in return, please sign below. Tell me a story or two. I understand that not all companies are the same snakes that I speak of here.
Justice today is going to change. There will be problems getting solved rather than persecutions being scheduled. This is my contract for me and anyone who wishes to work with this entity. Feel free to add your contract and let this be a peaceful transaction rather than yet another war that no one wants to hear about.

Virginia Hush

Virginia@VirginiaHush.com
WEconnectContract